Independently Happy

I take happiness seriously. So you don't have to.

A Wealth of Choices

In “We Are All Weird,” Seth Godin stated that wealth is having choices. In the West that means we have more choices of cars to purchase since we can add the more expensive makers as options. We can add the options of Europe and Disney to our vacation decisions. The money itself isn’t what we want. We want the choices money provides us. Even if we’re not rich, most of us still have a wealth of choices.


Cool image by GregMontani at

True Wealth is Available Choices

That makes choices extremely valuable, that one of the primary uses of money is expanding choices. Given the value of choices, shouldn’t we spend them more wisely?

It’s what we say about money. Given the value of money, shouldn’t we spend it (or save it) more wisely?

If the purpose of having money (getting it and keeping it) is to expand the number and variety of choices we have, shouldn’t we consider how we spend our choices as carefully as how we spend our money?

Good questions to ask when making a choice:

[bctt tweet=”Does the choice lead to more #choices or preclude further choices? ” username=”IndyHayHay”]

[bctt tweet=”Are we #investing our #choices well?” username=”IndyHayHay”]

Money Choices

When we spend money, it’s gone.

That’s a choice that precludes further choices for that money. We will no longer have a choice of what to do with that money we just spent. We bought six beers last night, so that money is not longer available to purchase a book on nutrition.

In the interest of disclosure, I did actually buy a beer last night. 

Saving Money

If we save the money, the choice lives to decide another day. We can spend that same money tomorrow on the same thing or something else. If we save the money over several years, it earns a little interest, gaining us a few more options.

There are things we can buy with money that can generate more money. Purchasing some asset, such as a rental property or tools for a craftsman, can lead to more money and more choices.

The Ultimate Money Choice

The ultimate choice, if we have the wherewithal, is that passive income asset. That asset that makes money for us while we sleep, while we sip fruity drinks with umbrellas on the beach, or while we gulp butterbeer while waiting in line for Dragon Challenge. I hear those assets exist. If you know of one, help a brother out!

Oh man. I just found out the Dragon Challenge is closing.

You and I may not have enough money so that one of our choices is a business we can just own and earn money while others do the work. We can at least make choices that save some money and hopefully accumulate enough to have that choice someday. Maybe we can make choices that create something of value or some system that generates at least some money, thus choices.

Whether saving or generating, every little bit helps, accumulates and compounds.

Time Choices

These are the most valuable of choices.

Spending Time

If you spend some money and regret it, we can just work more or harder and earn more money. When we spend time, it is gone. We can’t generate more time.

Jim Rohn made the analogy of how expensive a television is. It’s only a few hundred to purchase it.  But the opportunity cost to watch it is enormous. If we spend 20 hours a week watching tv, we didn’t spend any more money. We did spend time though. At $10/hr, that’s another $200 per week we spend on that television.

Here.  I’ll just let Mr. Rohn tell you.

Consider quality time and the quality of time. Spend it wisely.

Investing Time

What if we spent that time differently? Working a part time job, we could have an extra $200 ($180 after taxes) available for more choices.

Working on some sort of Platform we could be on our way to one of those assets that earns money while we sleep. Or while we binge watch Daredevil!

If we spent that time learning a new skill, maybe we could get a raise or promotion at the job.

More choices.

We could spend that time learning to play an instrument, learning a new language, painting, walking around the neighborhood, shooting photographs, shooting the sh—BREEZE, I was going to say breeze–with friends at the pub or coffee shop, taking Taekwondo or ballet.

Best yet, we could spend that time with some loved ones. Those kids will be grown and gone soon.

Love choices

 More than the choice of spending time with Loved ones, the choice of having loved ones or which loved ones to have. I phrased that awkwardly, but I’m leaving it because it’s awkward.

Friend choices

All the self-help gurus say we become like the people with whom we spend most of our time.

See how these choices intertwine? It’s like Choice Soup.

  • Whom have you chosen as friends?
  • Are we influenced by small-minded, pessimistic complainers?
  • Do they discourage us from trying new things?
  • Do they influence us to spend our money on things that preclude further money choices?
  • Or do we have some friends who give us ideas, cheer us on, and hold us accountable?

Perhaps we could attend meetings of small-business owners, blog writers, songwriters and earn the friendship, influence, and connections of some exciting new people who wish to do what we wish to do. We could help each other, pool our resources, make some decisions that lead to better choices for all of us.

Or join our community.

Download and print the beautiful and clever Prescription for well-being!
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